These side rules can only be used immediately after the deal, before you take any more cards. The most widely practiced options are explained below:
Each player gets the chance to bet on whether the dealer has a blackjack or not if the dealer's face-up card is an ace.
The insurance wager equals your original bet and is used to cancel out the likely loss of this bet. A winning insurance bet will be paid at odds of 2:1, and since you lose your original bet, you'll break even on the hand. It is always wise to take some precautions if you are betting with huge amount of money.
Surrender means that you can get rid of your hand with half of the original wager. For example that you have 15, and the dealer shows an ace, then you should probably consider to surrender and take half of the bet back.
*Players should know that the rule Insurance and Surrender are different so will not be confused by it. Player should use the surrender system correctly, it will increases your expected value. If only the system is available for the game.
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